Wealth - any income that is at least one hundred dollars more a year than the income of one’s wife’s sister’s husband
— H.L. Mencken
The most powerful force in the universe is compound interest.
— Albert Einstein

The Commitment - Save (and ideally invest) 10% of income, if possible.

Obviously there are many many people who cannot save 10% of their income, especially given the dearth of jobs. If possible, however, saving and investment for retirement,